The number of legal USA online casinos is rising as more states move to regulate gaming for real money. However, there are still opportunities for players to explore casino games in unregulated states. Learn about the laws and regulations related to online casinos in the United States below, and explore our list of carefully reviewed casino sites by state at Top USA Online Casinos – September 2024.
Online Casino Regulation in the USA
Online casinos in the USA are regulated at the state level, creating a diverse landscape that’s confusing to grasp, with laws that are constantly evolving and changing in each area. The government has previously relied on outdated federal regulations to try and control the market. But over the last decade, this has changed, and slowly, states are focusing on developing a legal framework to license and regulate local online casinos in the USA and give players safe gambling options.
Federal Online Casino Legislation
The federal government has developed several critical pieces of legislation over the last 50 years. Many rules are outdated and require lawmakers to make amendments over the years, with the most important being the DOJ decision to allow states to develop their framework, providing a helpful move that started the growth of legal online casinos in the USA at Top USA Online Casinos – September 2024.
Federal Wire Act:
One federal US law that holds great weight for online gambling companies is the Federal Wire Act (1961). The Attorney General Robert Kennedy introduced the act in 1961. Under this legislation, operators risk fines and even imprisonment if they use wire communication facilities to offer gambling services in unregulated markets. While these rules focused on telephone systems and sports betting, before the widespread internet, lawmakers have used broad language to cover internet facilities for online gaming services, including USA online casinos.
Under the Wire Act, businesses operating and servicing customers in a legal gambling state can conduct business without scrutiny. On this federal level, the DOJ maintains that internet gambling remains illegal within the country. In 2002, a court hearing made vital differences, ruling that the act only talks about sports and fails to mention casino or poker gaming. In 2011, the Department of Justice changed its stance, allowing states to begin legalizing services at Top USA Online Casinos – September 2024.
PASPA:
Another federal law that helped shape the online gambling sector was the Professional and Amateur Sports Protection Act (PASPA), which they introduced in 1992. It gave Nevada a sports betting monopoly and angered many other states.
The act was abolished in 2018, and states quickly moved to start regulated sports wagering in their region. Since then, the industry has boomed, generating billions in tax revenue and providing safe wagering options for sports fans. The success of this market has been a critical factor in many states’ decisions to expand legislation and offer legal online casinos in the USA for gamers at Top USA Online Casinos – September 2024.
UIGEA:
After much confusion, the US Congress passed the Unlawful Internet Gambling Enforcement Act (UIGEA) in 2006. This framework focuses on the language that the outdated Wire Act missed and made it illegal for businesses to accept payments for providing unlawful gambling via the internet. It’s important to understand that these regulations didn’t outlaw internet gaming but focused on operators’ payment processing abilities.
It included a framework that allowed the Federal Reserve to ban these payments at financial institutions, including the top banks and credit card providers in the USA. It started an exodus of operators from the US market, with many large companies fearing the repercussions of significant fines and imprisonment.
Other Online Casino Legislation:
After this, other bills were introduced by House Representatives in a bid to clarify the differences and pave the path for legitimate local businesses to offer online casinos in USA-regulated states at Top USA Online Casinos – September 2024.
The most notable were the Internet Gambling Regulation and Enforcement Act, the Skill Game Protection Act (2007), and the Internet Gambling Regulation and Tax Enforcement Act (2013). They aim to regulate and tax licensed internet gambling businesses and distinguish skill-based games like poker from the top chance games like online slots.
State Online Casino Legislation
One of the main reasons US online casino regulations are hard to understand is the differences in rules between each state. With 50 states and varying laws and regulations, it’s pretty challenging for regular players to learn what’s permitted and illegal in America at Top USA Online Casinos – September 2024.
The ability of states to create their own rules has led to much confusion and considerable gaps in this growing market. For example, in Hawaii and Utah, all types of gambling remain illegal. In contrast, more progressive states such as New Jersey and Pennsylvania gave the green light and now accept all types of online gambling, including poker, sports wagering, and online casinos.
Sports betting has been the most rapidly expanding segment of the gambling industry. More US states have access to it than to online poker and casino games combined. Many state legislatures have examined the effects of legal betting in their communities slowly and methodically due to the ease with which online services may be accessed. As a result, only seven states remain where players may access locally regulated and secure online casinos on USA sites at Top USA Online Casinos – September 2024, about ten years after the launch of the first legitimate US online casinos.
USA Legal Online Casino States and their Regulations:
- Connecticut: Online USA casinos became legal in Connecticut in 2021 after the governor signed the HB6451 bill, which also covered sports, poker, and DFS. Players over 21 can enjoy safe gambling on two legal casino sites licensed and regulated by the Connecticut Department of Consumer Protection (DCP).
- Delaware: In 2013, Delaware was among the first states to allow customers to play at a legit online casino in the USA. Rules came into play with House Bill 333 passing and allowing the Delaware State Lottery to provide gaming services to residents over 21 at Top USA Online Casinos – September 2024.
- Michigan: Lawmakers approved the Lawful Internet Gambling Act (Act 152) 2019 bill for online gaming in 2019. It took two years, but the first MI online casinos launched in 2021, following the Michigan Gaming Control Board (MGCB) regulations. The state now has over 15 legal casinos available to locals over 21.
- New Jersey:In 2013, the A2578 online gambling bill passed, allowing poker rooms and USA online casinos within the USA to operate legally with local state licenses starting later in the year. Over 20 NJ online casinos are licensed and regulated by the New Jersey Division of Gaming Enforcement (DGE).
- Pennsylvania: Pennsylvania permitted poker and online casino sites to operate legally in 2019 after expanding gambling laws when the governor signed House Bill 271 in 2018. Now, residents over 21 can pick from 20 safe casinos licensed by the Pennsylvania Gaming Control Board at Top USA Online Casinos – September 2024.
- Rhode Island: In June 2023, Rhode Island governor Dan McKee signed the SB948 bill allowing the state lottery to offer legal online casino services to locals over 18.
- West Virginia: An Interactive Wagering Act expansion bill passed in 2019 permitting online casinos to register for state licensing under the control of the West Virginia Lottery. The first platforms went live in 2020, and currently, players over 21 can choose four established online casinos within the USA.
States Working on Passing Online Casino Legislation:
Several states are shifting their stance and moving towards allowing legit online casinos from the USA to operate. They’re taking their time, with many bills stalled during 2023. However, progressive lawmakers have got the ball rolling. These five states are at the forefront and stand next in line to open services for customers to enjoy safe online casinos in the USA at Top USA Online Casinos – September 2024.
- New York: Many lawmakers in New York are passionate about the state opening its doors to the top legit online casinos, aiming to pass Senate Bill S4856. However, online sports betting began in 2022, and opponents aren’t quick to rush in and approve other gambling forms yet. As such, locals hope for legal online casinos from the USA to pass in 2024 and beyond.
- Illinois: Two separate Internet Gaming Act bills were introduced in 2023, including SB1656, aiming to permit online casino gaming by state-licensed racetracks and retail casinos. The details include a 12%-15% tax and a lengthy six-month registration procedure. They failed to gain traction during the year, and Illinois players will have to wait til 2024 to see if new laws manage to pass and open the market.
- Indiana: Republican Ethan Manning introduced House Bill 1536 in 2022, listing a higher 20% tax rate to help with addiction services. It met strong opposition in the Senate in 2023, and locals must be patient to see how it progresses in 2024 at Top USA Online Casinos – September 2024.
- Maryland:Maryland is keen to begin opening legal USA online casinos, with senators introducing the SB267 bill to legalize casino gaming. Due to state policies, a state referendum will include this topic during the 2024 general election and hopefully open the state up for online casino gaming.
- New Hampshire: New Hampshire senator Timothy Lang introduced Senate Bill 104 in 2023 that didn’t detail much information like licensing costs and tax procedures. It passed the local Senate but met resistance from 20 Ways and Means Committee members. With this start, it’s expected New Hampshire lawmakers will continue efforts to legalize US online casinos in the state at Top USA Online Casinos – September 2024.
States where Online Casinos are Restricted:
Unfortunately, there are still many states where USA online casino gaming remains illegal and no top sites exist. These include Arkansas, Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Nebraska, New Hampshire, North Carolina, Ohio, Oregon, Rhode Island, Tennessee, Virginia, Washington DC, Wisconsin, and Wyoming.
Social and Sweepstakes Casinos:
Players residing in states where USA online casinos aren’t regulated can still enjoy fun online games on social and sweepstakes platforms. These services are available in most US states, except for a handful of regions. Players can enjoy a wide selection of the top slots and table games, with the ability to win money using sweep coins at Top USA Online Casinos – September 2024.
Currently, the top casino sites with sweep prizes aren’t accessible for residents in Idaho, Kentucky, and Washington, and some operators may restrict gameplay in several other regions, including Michigan and New York. With a lack of regulations in place, most states are open. You can read our social & sweep site reviews or visit the site’s terms and conditions page for the latest information.
Benefits of Regulated USA Casino Sites
Many internationally licensed casinos offer services to those in the USA, and many locals may wonder what the benefits are of playing at locally regulated USA casinos online. We’ve highlighted some main advantages of playing on a legit gambling site that adheres to local state regulations at Top USA Online Casinos – September 2024.
✅ Player Protection: Customers can stay safe while wagering online by picking the top licensed and legal USA online casino. These businesses are located in the US and vetted by state gambling regulators during a thorough registration period. Customers can expect certified and fair games, legit payment solutions, and brands which are accountable if anyone makes a complaint.
✅ Responsible Companies: Gambling at online casinos in regulated US states is a safe option, and players can access a range of responsible gambling tools supplied by the company and software providers thanks to regulations. These conditions allow customers to sign up, play their favourite games, and not stress about breaking limits or using a service that doesn’t follow safety guidelines at Top USA Online Casinos – September 2024.
✅ Enforced Regulations: Playing at legal USA online casinos offers many benefits, including regulations enforced on the state level. Now, it’s much safer for customers to gamble online at a licensed site, knowing the operator must follow local USA online casino laws, ensure they provide adequate player protection, and be financially stable with enough funds to payout casino wins.
Find the Top Online Casino Sites by US State
To help our readers find the top online casinos in the USA, we’ve prepared a table with links to the gambling regulations in each state. You can use this table to visit your local state page, discover the relevant laws and rules, and view a list of reputable and safe online gaming sites, including real money and top social gaming sites.
Top 10 Online Casinos in the USA
To help our readers find the best casinos online in the US, we’ve ranked our list of top 10 brands this year. Reputable American companies run these sites, which comply with local gambling laws, and are known as the top rated online casinos in the country at Top USA Online Casinos – September 2024.
BetMGM Casino
BetMGM is a prominent online casino that launched in 2018 and is open to players in New Jersey, Michigan, Pennsylvania, and West Virginia. Operated by MGM Resorts and Entertain, two large and respectable companies, BetMGM ranks as the top online casino site thanks to its strong reputation and fantastic game variety. Enjoy 800+ online slots, multiple progressive jackpots, virtual cards, and live tables.
Players can sign up for BetMGM to play the latest games from IGT, Konami, and NetEnt. The company offers 14 secure payment options with minimum deposits starting at $10. Unlock special bonuses and exclusive MGM reward points to redeem at US resorts and enhance the experience at Top USA Online Casinos – September 2024.
Caesars Palace Online Casino
Caesars is an excellent choice for players seeking a fun mix of bonus deals and top games at a famous and trusted brand. Established in 2013 by the prominent Caesars Entertainment group, they’re currently open to customers in Michigan, New Jersey, Pennsylvania, and West Virginia. They boast a vast collection of 750+ slots, progressive jackpots, and live casino games.
In August 2023, the company introduced the Caesars Palace Online Casino, a standalone product within one account. It features a clean and fresh design, exclusive branded casino games, and enhanced welcome bonus. Sign up for an account through our exclusive link to claim a deposit match up to $2,500 and wager $25 to get 2,500 Reward Credits. While the bonus funds are available for all the games in the casino in all states, in New Jersey, they can be only used on slots at Top USA Online Casinos – September 2024.
BetRivers Casino
Many players in MI, NJ, PA, and WV seeking the top online casino in the USA will be amazed at the action at BetRivers Casino. The site launched in 2020 and has a growing portfolio with 500+ titles. Users can win by betting on the top online slots, live tables, Slingo, and exclusive Mega Jackpots with prizes reaching the six-figure range.
BetRivers became popular thanks to their convenient banking options and commitment to providing fair bonus promotions, including cashback and deposit matches with low rollover. These deals ensure customers can enjoy their favorite games and quickly cash out winnings with bonus codes at Top USA Online Casinos – September 2024.
Betway Casino
Betway has a long-established history in online gambling and a strong presence in European sports betting. The company launched in 2006 and opened up in the USA in 2021. They now run a licensed real casino online for players in New Jersey and Pennsylvania, with more states expected to open soon.
Betway Casino customers can explore the lobby to play 500+ exciting games, including top real-world casino games by Evolution Gaming, virtual table games, and some of the top online casino slots. There are ten progressive jackpots to get lucky on, and it would be great to see them grow this range.
DraftKings Casino
DraftKings started its journey in 2012, offering Daily Fantasy Sports services to US customers. Their licensed casino is now open for players in Connecticut, Michigan, New Jersey, Pennsylvania, and West Virginia. DraftKings ranks well among online casinos in the United States due to its incredible library of 1,100+ games and choice of 10 payment methods at Top USA Online Casinos – September 2024.
Jackpot fans will feel at home at DraftKings Casino, with 120 titles linked to growing prize pools. These jackpots are available across table and slot games, and top prizes currently reach over $2,000,000. This incredible variety is one of the main reasons they consistently rank among the top casinos online in America.
Golden Nugget Casino
Golden Nugget Casino is a leading US operator established in 2013. They accept 11 payment methods and have 1,390+ different games for New Jersey, Michigan, and West Virginia players. Their range provides excellent variety, with 50+ jackpots, 50 table games, and 1,300 slots at Top USA Online Casinos – September 2024.
The lobby is easy to navigate, with custom tabs displaying the top online casino categories like Diamond Cash, LuckyTap, Jackpots, Megaways, and Scratchers. Golden Nugget Casino runs various yearly promotions for extra value. Players can earn cash bonuses, spins, and other perks through exclusive deals, Game of the Week, Golden Club Rewards, and Weekly Leaderboard races.
Borgata Casino
Established in 2013 and operated by Entain and MGM, the Borgata Casino offers USA casino players the opportunity to play games online and win real cash NJ, MI, and PA customers can earn loyalty points for exclusive rewards at MGM and Borgata Resorts in the US.
Play some of the best casino games in America, including 16 live tables, 130 table games, 115 jackpots, and 2150 slots categorized in different sections. The site accepts 13 payment options, and PayPal cashouts at Borgata are processed within one day, offering fast withdrawals for lucky winners at Top USA Online Casinos – September 2024.
FanDuel Casino
FanDuel originally launched as a provider of Daily Fantasy Sports in 2009, but have since grown to offer a fantastic casino and sportsbook. Their popular US online casino is available in all regulated states and is home to more than 2,700 real money games.
What makes FanDuel stand out from the crowd is their incredibly low 1x wagering requirement on certain bonuses. They’re also well known for offering players regular ongoing promotions such as risk-free bets on live dealer games at Top USA Online Casinos – September 2024.
Fanatics Casino
Widely regarded as America’s favorite official sports apparel company, Fanatics recently made their foray into online gambling in 2022. Their online casino is also available in Michigan, New Jersey, Pennsylvania, and West Virginia.
While Fanatics doesn’t have a large portfolio of games (250+), the available games are still modern and highly entertaining, which includes their own exclusive assortment.
PlayStar Casino
PlayStar Casino is operated by the award-winning GiG platform and therefore offers players a seamless and fun experience when gambling for real money. They have a respectable 550+ games in their portfolio which includes more than 40 live dealer options at Top USA Online Casinos – September 2024.
PlayStar Casino is currently only available in New Jersey, but we are hoping to see them licensed in other states soon.
User Guide: Selecting Online Casinos to Play at Legally
When choosing a top online casino, it’s important to consider specific criteria to ensure that you pick the right option for you. We’ve done all of the legwork so that players can select one of the sites from our list of online casinos by US state above, but it’s still important to perform your own due diligence.
Licensing & Regulation
To stay safe playing at the best online casinos, it’s essential to only sign up to sites with licenses in the United States. Each state decides the gambling laws within their region. Local gaming commissions like the New Jersey Division of Gaming Enforcement are responsible for licensing and regulating websites within their jurisdiction. Other states with licensed casinos include Michigan, Pennsylvania, and West Virginia, with state boards regulating local activities at Top USA Online Casinos – September 2024.
Welcome Bonuses
A welcome casino bonus is the first promotion available to new players after registering for an account. It’s typically a deposit match offer and may include free slot spins. For example, a US online casino may offer a 100% deposit match up to $1,000 + 200 free spins, and players could receive an extra $1,000 bonus cash and 200 free slot spins by making a $1,000 deposit.
Game Variety
One of the most important areas to review in an online casino is its game variety. With many excellent choices now open in the US, players have the luxury of choosing a casino site with the most games and diverse titles for top entertainment. You can read our reviews to see how many games each site offers, and what types of titles are available before signing up at Top USA Online Casinos – September 2024.
Payment Methods & Withdrawals
Each site can vary in its payment methods for deposits and withdrawals. It’s important to consider when signing up for a new casino account, and you should pick an online casino site that accepts the payment options you have access to. By choosing a site with multiple payment options, depositing and cashing out becomes a simple process with no headaches. Popular United States casino banking options include Bank Transfers, Discover, Mastercard, Visa, Venmo, PayPal, Play+, Cash at Cage, and PayNearMe.
Unique Site Features
To consider a brand one of the top online casino sites, it must have unique features that set it apart from its competitors. Savvy brands feature exclusive VIP loyalty programs to enhance the gaming experience and allow customers to earn bonus cash, free spins, and special rewards. Other unique site features include in-depth game filters, casino races and tournaments, cash giveaways, and rewarding seasonal promotions and bonus codes at Top USA Online Casinos – September 2024.
Mobile Experience
In the 21st century, wireless gaming is becoming increasingly important. The leading online casinos in the United States understand this new world is on the move and design their websites to work cross-platform on various devices. Many brands take this further by developing custom apps for Android and iOS, ensuring an even smoother and more realistic experience. The games software studios supply are developed with HTML5 and work on many device types.
Security & Support
Playing online casino games involves deposits and withdrawals, and security and support are two essential criteria to review on any casino site. The top licensed sites feature updated Secure Socket Layer web connections to protect customer data and privacy. The payment methods are integrated with secure gateways and protected by advanced firewalls and anti-fraud systems for ultimate security. If anyone has issues, customer support is easily accessible via chat, with many operating 24 hours a day at Top USA Online Casinos – September 2024.
Award-Winning USA Online Casinos 2024
Here at Gambling.com, we are committed to bringing you all the latest information about the most popular online casino sites in the USA. We also like to shine a spotlight on those that stand out which is incredibly difficult in such a competitive landscape. Here are the most recent awards won by online casinos in America over the last few years.
Types of Online Casinos in the United States
The casino sector can be split into sub-categories to help players identify the best types of US online casinos suitable for their gaming style. Discover the different types of online casinos in the United States below.
New Online Casinos – While there are only a limited number of regulated states in the US to gamble online, we’re always looking for new online casino sites to add to our list of recommendations.
Mobile Casinos – The top US online casinos are also mobile responsive, and many have dedicated casino apps to make playing on the go easier at Top USA Online Casinos – September 2024.
Best Payout Casinos – By choosing the best payout online casino sites that host games with the highest overall RTP you can increase your chances of walking away a winner.
Fastest Withdrawal Casinos – When you want your casino winnings quickly it helps to choose the fastest payout online casino known for processing withdrawals as quickly as possible.
Social Casinos – Players in non-regulated states can still enjoy real online casino games by playing at a social casino where it’s possible to play for tokens.
Sweepstakes Casinos – You’ll find that Sweepstakes casino sites are similar to their social counterparts, except it can be possible to exchange your virtual winnings for real prizes at Top USA Online Casinos – September 2024.
Facts & Statistics of US Casinos Online
- Nevada, California, and Oklahoma have the most land-based casinos in America. Yet, these states have no USA online casino legislation.
- Only seven states have legalized US online casino gaming (14% of the country). In comparison, 21 states permit online wagering on sports (42%), and just five have online poker regulations (10%) at Top USA Online Casinos – September 2024.
- iGaming hasn’t affected commercial casino gaming, which grew by 14% from 2021 – 2022, from just over $53 billion to eclipsing $63 billion. 30+ regions with land-based casinos experienced growth in annual gaming revenue, and 27 areas experienced their strongest year, setting new revenue records.
- In 2022, iGaming revenue continued growing, with six regulated online casino states earning a combined GGR of $5.02 billion, representing a 35.2% annual growth.
- Regulated iGaming is open in only seven states, yet over 48% of Americans played at unregulated USA online casinos and sportsbooks, showcasing the vast demand and country’s need for more legal iGaming markets to open at Top USA Online Casinos – September 2024.
- July 2023 proved to be a record breaker for US iGaming operators, with CT, DE, MI, NJ, PA, and WV generating $481,500,000+, representing an annual growth of 22.7% compared to July 2022. It shows iGaming accounted for 8.9% of the nation’s total monthly gambling expenditure ($5.39 billion).
Best Online Casino Banking Methods in the USA
An essential part of playing at the best casino sites online is choosing an appropriate payment method. Our reviews feature up-to-date information to help readers decide which site has the payment options they use. Discover the most popular ways to deposit and withdraw winnings securely from the United States this year.
- Visa Card: Visa Cards are a common way to deposit and withdraw from the best licensed online casinos in the US. Visa casino deposits are typically free for players. However, card issuers may charge a small transaction fee at Top USA Online Casinos – September 2024.
- Mastercard:Mastercard allows players to deposit instantly and receive withdrawals from legal Mastercard casinos in the United States. Their card payments are usually free but can incur bank fees of up to 2%.
- PayPal:This top global payment gateway allows PayPal Casino customers to store, send and receive money online securely. They’ve become a popular payment option at USA casinos and provide users with free and fast deposits and withdrawals.
- Play+:This fast-growing payment platform caters to the gambling sector, and customers can fund the account using various banking options to deposit and withdraw money instantly at casinos at Top USA Online Casinos – September 2024.
- Apple Pay: Apple Pay is a convenient and free way for iOS casino players to make deposits and cashouts at casinos. Apple Pay Casinos allow instant deposits, while withdrawals can take 1-3 days.
- Bank Wire:Bank Wire withdrawals are available at licensed casinos and represent a slow but safe way to cash out winnings. This method often carries extra processing fees and is the slowest payout option, with funds arriving in 3 – 7 days.
Responsible Online Casino Gaming
When you sign up to a top USA online casino to play games, it’s essential to register on legit sites that give everyone access to responsible gambling tools to manage gaming activity. These platforms follow local state regulations and legal procedures by offering legit services, account limits, age and location verification, and easy access to professional help at Top USA Online Casinos – September 2024.
Setting Gaming Limits
Playing the top online USA casino games is an exciting experience that provides excellent entertainment and the chance to win big prizes. However, it’s essential for each player that the gaming remains fun and safe. By setting gaming account limits, players at online casinos in the USA can ensure they don’t blow through all their money, stick to budgets, and limit the amount they wish to deposit, bet, or lose. These limits are essential for customers aiming to stay in control and enjoy stress-free entertainment.
It’s one of the most critical factors that separate safe gaming sites from offshore operators. Players at unlicensed or non-locally regulated brands may not have access to the same suite of tools. It can be pretty easy for them to go over their budget, run out of money, and end up in stressful situations. We only recommend the top USA online casinos that follow all local regulations and provide responsible gaming tools for users to set their limits at Top USA Online Casinos – September 2024.
Getting Professional Help
The best casinos online understand that some players may get too attached to gaming, face complex issues, and require professional help at some stage. They make it easy for customers to find out how to contact external support and help organizations and other resources to help learn strategies, tips, and techniques to combat problem gambling.
At safe gaming sites in the US, this is a requirement under many state regulations, and it’s a fantastic approach. We know how important it is for customers to learn how to play responsibly and stay safe, and we recommend anyone with issues to seek professional help. It’s an easy step that can help many improve their situation, learn to take breaks, set limits, and enjoy other aspects of life that are more important at Top USA Online Casinos – September 2024.
Popular Casino Software
The software provider that an online casino chooses to partner with is one of the most crucial aspects of that casino’s identity. Beyond determining site functionality, the games available at a given casino is also affected by who they work with.
